WHAT WE OFFER
Five products for your money, and one path for your own future if you would rather build this for other people. Each can stand alone, but they are designed to work together.
Life and business cover sized to your actual liabilities, business loans, key-person risk, and what your family or partners would need if something happened to you.
Term and whole-life cover, sized to loans and dependants
Key-person insurance for co-founders and critical staff
Annual review as your loans and business value change
Business owners don’t get a pension, so we build the number ourselves, based on your business exit plan, savings rate, and the lifestyle you actually want after you step back.
A retirement corpus target tied to your real expenses
Pension products, annuities and NPS compared side by side
Planned in person, this is a conversation, not a form
Laddered FD structures spread across banks and NBFCs, so a portion always matures near your working-capital or tax deadlines instead of being locked away at the wrong time.
Laddered maturities matched to cash-flow cycles
Rate comparison across banks and NBFCs each quarter
Senior-citizen and business FD options where applicable
Family and employee health cover reviewed line by line for exclusions and sub-limits, the details most owners only discover the hard way, at claim time.
Family floater and individual plans, compared side by side
Group mediclaim for staff, priced against your headcount
Claim support if you ever need to use it
A mix of equity, debt and hybrid instruments built around your exit timeline, business risk, and how much volatility you can actually stomach.
Mutual funds and SIPs matched to your time horizon
Debt allocation for capital you can’t afford to risk
Portfolio reviewed twice a year against your goals
If you’d rather be the one giving this advice, V Grow In partners with driven, entrepreneurial people who want to build their own advisory practice under our training and support.
Structured training in insurance, investment and client advisory
Mentorship from advisors already running their own book
No prior finance background required, just the drive to build something
HOW IT WORKS
Pick a phone call or an in-person sit-down, whichever suits the conversation better.
We ask about your business, existing cover, and what you’re trying to protect or grow.
We map what you already hold against what you need, and propose a clear plan with no jargon.
Once in place, we review the plan twice a year as your business and goals change.
COMMON QUESTIONS
No. Some clients come to us with nothing in place, others come with a folder of old policies to review. Either way, the first call is the same, we start by understanding where you stand.
Yes. Retirement planning and larger investment decisions especially benefit from sitting down together. Tell us your preference on the contact page and we will schedule accordingly.
Yes. The first 20-minute call is free and has no obligation attached. You will get a clear view of your current cover and gaps, whether or not you decide to work with us further.
You will go through structured training on insurance and investment products, shadow experienced advisors, and build your own client base under our mentorship.
No, we work with sole proprietors, small teams and larger firms alike. The plan scales to your business, not the other way around.
We schedule a formal review twice a year, and you can reach your advisor directly any time in between, for a claim, a change in the business, or just a question.
Book a free call, or schedule a face-to-face meeting and walk away with a clear picture of what you have, and what is missing.